CTO / Chief Technology Officer / Технический Директор

Islamic Payment platform for SMEs.
Ethical, secure and innovative.
We developed our financial products and services to meet needs of Muslims while remaining open to all – No Emirates ID required
Our commitment to Sharia
At Shokran, we offer financial products and services that comply with Islamic Law. All our products designed to be ethical, transparent, and socially responsible
No Riba
We do not charge or pay interest
No Gharar
We minimize uncertainty
No Maysir
We avoid prohibited industries
Why SMEs choose Shokran
SMEs, agencies, and entrepreneurs choose Shokran to overcome common financial hurdles. Traditional banks often impose lengthy onboarding, high fees, or reject startups.
Accessibility
Accounts where you can fund your account with any amount, ideal for new businesses.
20+ currencies
Multi-currency support to meet your global business needs
Global reach
Connect MENA businesses to international markets
Ethical finance
Halal solutions aligned with your values
Compliance and security
Your trust is our foundation. Shokran combines Shariah compliance with robust security to protect your business.
Shariah supervisory board
Our dedicated Shariah supervisory board ensures all services align with Islamic sharia finance
Regulatory licenses
Shokran operates under strict regulatory frameworks, providing a secure and compliant environment for your financial operations
Data protection and encryption
We use advanced encryption to protect your data, keeping transactions and personal information secure
AML & KYC procedures
Our Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures meet global standards, safeguarding your business from risks
Check out our products
Experience how Shokran works with a demo account — no registration required!
Account pricing
No hidden fees or strings attached: Shokran offers flexible pricing for corporate accounts. We strive to ensure transparency and compliance with the ethical standards of Islamic finance in every aspect of our services
Starter
A great choice for new businesses with small transaction needs
Account fees
Account opening
Free
Monthly Fee
Free
Deposits
Free
Transfer fees
Incoming payments
Free
SWIFT
45 USD
SEPA
10 EURO
FX spreads
Pricing Savings
Standard
Exchange commission
0,6%
Business
Perfect for growing businesses with lower transfer fees
Account fees
Account opening
Free
Monthly Fee
50 USD
Deposits
Free
Transfer fees
Incoming payments
Free
SWIFT
35 USD
SEPA
7 EURO
FX spreads
Pricing Savings
up to 17%
Exchange commission
0,5%
Pro
A tailored solution for businesses with complex payment needs
Account fees
Account opening
Free
Monthly Fee
100 USD
Deposits
Free
Transfer fees
Incoming payments
Free
SWIFT
30 USD
SEPA
5 EURO
FX spreads
Pricing Savings
up to 33%
Exchange commission
0,4%
Unlock the full potential of your business
E-Commerce growth
Accept payments from customers and sell more
Integrated financial services
Open accounts for your business with access to Shokran ecosystem
Scalability with BaaS
Use our API and BaaS model to integrate services into your platform
Global money transfers
Allow your business to make money transfers anywhere in the world with minimal fees
Foreign exchange solutions
Exchange currency for business according to AAOIFI principles
Key benefits of Shokran
Licensed & Regulated
Licence to carry on Labuan islamic money-broking business
Our partners
Companies around the world who trust us and our principles
Revolutionize your business with Shokran's ethical and Sharia-compliant financial services. Use our products and get the best partner for your business. All in an ethical manner and according to AAOIFI principles.
Have any questions?
What is Shokran?
Shokran is a cutting-edge Islamic payment platform solution crafted specifically for SMEs. It effortlessly integrates into modern business ecosystems while fully upholding the principles of Islamic finance.
What are the benefits of Shokran?
Shokran offers a full range of services including money transfers, currency exchange, digital currency trading, and acquiring. In addition, it provides supplementary services such as bookkeeping and legal documentation support to meet your company's operational and compliance requirements. This integrated approach enables businesses to efficiently manage both financial transactions and administrative tasks on one platform.
How to open an account in Shokran?
Opening an account with Shokran takes just 20 minutes: 5 minutes for registration and 15 minutes for account verification. Simply click "Sign up" at the top of this page and follow the step-by-step instructions. In just a few minutes, you'll start your journey with Shokran.
What countries are permitted for Shokran's services?
The list of permitted countries is specified on this page: shokran.io/compliance
How are transactions secured in Shokran?
Every transaction processed through Shokran is rigorously verified by our dedicated compliance team. We partner with Sum&Substance to conduct KYC, KYB, and KYT procedures, and ensuring that each transaction meets both regulatory standards and the principles of Islamic finance.
What currencies can I use with Shokran's services?
Shokran supports over 20 currencies, including USD, EUR, GBP, CNY, CAD, AED, and TRY, among others.
How can I update my business details in my Shokran account?
To update your business details, please reach out to our support team via Telegram, WhatsApp, or email at контакт скрыт. Our team is ready to assist you with any modifications, ensuring your account information remains current and accurate.